VAT calculator
Add or remove VAT at any rate for quotes, invoices and customer prices.
Finance
Finance converters
Price math comes up at every stage of buying, selling, and budgeting: checking what a discount actually saves, stripping or adding VAT when a quote is ambiguous, converting a salary into an hourly rate for a freelance comparison, or working out the annual cost of running a kitchen appliance. These calculators each handle one of those steps and show the working, so you can verify the number rather than trust a black box.
Last updated: June 2026
When you need a finance calculator
VAT questions come up when quoting a client (is the stated price net or gross?), when comparing prices across European markets, or when checking an invoice total. A Dutch price at 21% VAT means the ex-VAT amount is the total divided by 1.21; the calculator handles both directions so you know immediately what you are charging or paying.
Salary questions arise when switching between jobs that quote differently (annual versus daily versus hourly), when setting a freelance day rate, or when a job offer states an annual figure and you want the hourly equivalent. Energy cost questions come when deciding whether to replace an old appliance, when checking a monthly electricity bill, or when comparing two devices with different wattage ratings. Currency questions cover online imports from the US or UK, travel budgets, and quick price checks across markets where the exchange rate shifts the real cost meaningfully.
Which calculator do I need
- Adding or removing tax on a price: VAT calculator
- Working out a sale price and the percent saved: Discount calculator
- Turning a salary into an hourly rate (or the reverse): Salary to hourly
- Working out the monthly payment and total cost of a loan: Loan repayment calculator
- Converting between euros and dollars: EUR to USD / USD to EUR
- Estimating what an appliance costs to run: kWh to euro cost
- Budgeting fuel for a trip: Fuel trip cost
Tools in this section
Discount calculator
Work out a sale price and the percentage saved in one step.
Loan repayment calculator
Monthly payment, total repaid and total interest on a fixed-rate loan.
EUR to USD
Convert euros to US dollars using a recent reference exchange rate.
USD to EUR
Convert US dollars to euros using a recent reference exchange rate.
Salary to hourly
Turn an annual salary into an hourly rate for freelance and contract work.
kWh to euro cost
Estimate the running cost of an appliance from its energy use and your tariff.
Fuel trip cost
Budget the fuel cost of a road trip from distance, consumption and price per litre.
Energy and running cost tools
Working out running costs? These energy tools pair well with the kWh cost calculator.
Common VAT rates and salary reference
VAT rates vary by country and product category. The table below shows the standard consumer rate and the most common reduced rate for everyday goods in key markets. Knowing the applicable rate is the first step before using the VAT calculator.
| Country | Standard rate | Reduced rate | Applies to |
|---|---|---|---|
| Netherlands | 21% | 9% | Food, medicine, books, hotels |
| Germany | 19% | 7% | Food, books, printed matter |
| France | 20% | 5.5% / 10% | 5.5% food; 10% restaurants, construction |
| UK | 20% | 5% | Energy, certain home improvements |
| Belgium | 21% | 6% / 12% | 6% food; 12% social housing |
| US (federal) | None | 0% to 11.5% | Set at state and city level; varies widely |
Frequently Asked Questions
Do these currency rates update live?
EUR to USD and USD to EUR use a recent reference rate, not a live trading feed. For everyday budgeting and price comparison the figure is close enough; for a transaction, check your bank's rate, which includes a margin.
Is the VAT calculator tied to one country's rate?
No. You enter the rate, so it works for any VAT or sales-tax percentage. Common EU rates (for example 21 percent NL, 19 percent DE, 20 percent FR) are typical starting points, but the field is free.
How does salary to hourly handle holidays and tax?
It converts gross salary to a gross hourly rate based on the hours you enter. It does not deduct income tax or social contributions, so treat the result as a pre-tax baseline for comparing offers or setting a freelance rate.
What do I need to estimate an appliance's running cost?
The appliance power (watts or kW), how many hours you use it, and your electricity tariff (cost per kWh). The kWh to euro calculator turns that into a per-use, daily, or yearly figure.
Why is the fuel trip cost different from my dashboard estimate?
The calculator uses the distance, your vehicle's consumption, and the fuel price you enter. Dashboard estimates assume recent driving conditions; for trip budgeting, entering a realistic consumption figure for the route (motorway vs city) gives a closer number.
How do I remove VAT from a price that already includes it?
Divide the total price by (1 + the VAT rate as a decimal). For a 21% VAT price of 121 euros, the ex-VAT amount is 121 / 1.21 = 100 euros. The VAT calculator handles both directions: add VAT to a net price, or extract it from a gross price.
How do I convert an annual salary to a daily rate?
Divide the annual gross salary by the number of working days. For a standard 260-day year, a 52,000 euro salary works out to 200 euros per day gross. The salary to hourly calculator uses your weekly hours and weeks per year to give the hourly equivalent.
What is a quick way to estimate fuel trip cost?
Multiply the trip distance in km by the vehicle consumption in L/100 km, divide by 100 to get litres needed, then multiply by the price per litre. For 500 km at 7 L/100 km at 1.70 euros per litre: (500 x 7 / 100) x 1.70 = 59.50 euros. The fuel trip cost calculator does this in one step.